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Why It’s Important to Have All of Your Medical Records to Support Your Claim

December 21, 2020   |   Posted by: Begum Law Group
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After an accident, you will likely need to file a claim with an insurance company to get compensation. You can get money for a variety of damages, including medical costs. However, you will need to have support for those expenses. The insurance company will want to see your medical records as support.

If you need to file a claim with an insurance company, don’t deal with the process alone. Contact The Law Giant at Begum Law Group Injury Lawyers for help. Call us today at (866) 523-4167 or use our online contact form to reach out.

Why Do I Need To Show the Insurance Company My Medical Records?

You were injured in an accident, but the insurance company won’t take your word for it. They will do everything they can to pay you as little as possible. In order to get the most money possible, you will need to prove that your injury was severe and impacts your life greatly. You will also have to prove all of your medical costs. You can do this with medical records.

The insurance company will want to see your medical records for all treatment that you’ve received as a result of your injuries in the accident. You can request medical records during a specific time period and provide those to the insurance company. You don’t have to give them anything from before the accident if you don’t want to. In fact, they might use that information against you if you have pre-existing conditions.

You will also have to request medical bills for all of your treatment from all of your doctors. Don’t forget the emergency room, which will likely have separate facility and doctors’ bills. If you expect to have future medical expenses, you’ll need to work with an expert to determine those estimated costs as well.

By providing these records to the insurance company, you are giving them proof of your injuries and expenses. They cannot refute that your life has been negatively impacted by their insured and you deserve compensation.

How Do I Get Medical Records?

You can easily get your medical records by sending a letter and signed release form to your medical providers. Your attorney can also do this for you. The insurance company may ask you for a signed authorization, but you should never sign anything unless your attorney looks at it first.

You might also have medical records that your doctors gave you each time you received treatment. You can provide these records to the insurance company as well. This documentation will prove that you attended medical appointments and followed up as directed.

You can get all of your medical bills by requesting them from your providers. They will offer you a summary of your account, which will show how much you have been charged and how much has been paid (and by whom). You can get compensation for expenses that were paid for by your health insurance company and copays that you have already paid. However, if your health insurance company paid for some of your accident-related damages, they may want to be compensated later through a process known as subrogation.

Don’t Stress About Your Medical Records – Call Begum Law Group Injury Lawyers

You will have to give medical records to the insurance company in order to get compensation; however, you don’t have to handle it on your own. Work with The Law Giant to manage your claim. We have helped thousands of accident victims get the money they deserve. Call us today at (866) 523-4167 or use our online contact form today.

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