If you are injured on the job, it can be scary. You might not want to report it to your employer for fear of losing your job. However, you shouldn’t be on the hook for the medical bills and other expenses that result. Read below to learn more about who might be financially responsible for your workplace injury.
Begum Law Group Injury Lawyers Injury Lawyers has helped thousands of victims of workplace injuries. We will investigate the situation, speak with experts, and find out who should pay for your losses. Call The Law Giant today at (866) 523-4167 or use our online contact form to reach out.
Who Should Pay for My Expenses After a Workplace Injury?
There may be multiple parties who are equally responsible for your expenses. That’s why it’s essential to work with an attorney who will pressure them all to pay fairly.
You may be able to file a Workers’ Compensation claim. However, unlike many other states, Texas does not require employers to have workers’ compensation insurance. Thus, you may have to sue your employer directly. Either of these situations can be complicated, and there will be a powerful team of attorneys on your employer’s side.
You may also have a third-party claim if you were injured by a piece of dangerous equipment, a separate contractor, or someone unrelated to your workplace. For example, if you drive during work and someone hit you in their car, you may be able to file a third-party personal injury lawsuit against the at-fault driver.
Some parties that are often responsible for workplace injuries include:
- Equipment manufacturers
- Property owners
- Other motor vehicle drivers
- People visiting your worksite
- Your employer
You must include everyone who can be responsible for your injuries in your lawsuit. If you fail to name anyone, your case might be thrown out, or you may get less than you deserve.
How Much Money Can I Get for a Workplace Injury Claim?
The value of your workplace injury claim depends on the severity of your injury, how it has impacted your life and the insurance policy limits of the person or company at fault. If the company has an insurance policy limit of up to $1 million, then that is the maximum amount you can get if you can prove you’ve had that much in losses.
You can get benefits for reasonable and necessary medical expenses, income loss, burial, and death costs in a Workers’ Compensation claim. However, Workers’ Compensation does not always cover all of your costs. For example, they will only replace some of the money you lose if you cannot work for a period of time.
A personal injury lawsuit differs from workers’ comp because you can get 100% of the money you have lost due to your injuries. The insurance company may try to make you a lowball offer, but your attorney can properly value your claim and make sure you get enough.
Call Begum Law Group Injury Lawyers if You’re Injured on the Job
Workplace injuries can be complicated because there are often multiple parties responsible for your losses. You must include everyone to get what you deserve. Begum Law Group Injury Lawyers Injury Lawyers will adequately investigate your claim and make sure it is correctly filed against everyone at fault.