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What is a Business Interruption Claim?

Covid-19 has slowed down, or even closed thousands of businesses in Texas. Due to shelter in place orders, and other efforts made in the effort to slow the spread of the disease, many businesses lost out on the income they need to pay employees and grow there business. This massive burden has forced business owners all over Texas to file business interruption claims with their insurers. The problem is, the insurance companies don’t want to pay and have been denying legitimate claims. Now, business owners are in a difficult situation where they need to decide to contact a lawyer or eat the costs.

What is Business Interruption Insurance?

Business interruption insurance is a separate policy a business owner can buy to help protect them in case of a forced closure. A good example is a civil authority demanding you close your business. Let’s say that a near-by chemical plant suffers an explosion. The civil authorities go to all nearby businesses and order they shut down due to the risk of chemical inhalation. Your business interruption insurance may cover loss of income. That way, you’re not out of thousands of dollars due to an issue that wasn’t your fault. These insurance policies also often cover incidents where a civil authority has limited customer access to your store.

So what does that have to due with COVID-19? Well, chances are that unless you’re an essential business, the local or state government has forced you to close your doors until the pandemic is over with. Unless a an insurance policy has specifically excluded “pandemic coverage” in your policy (this is often not the case,) you may be able to collect compensation for the losses you have faced due to this disaster. The problem is, insurance companies are looking at over billions of dollars worth of claims. Due to this, insurance companies don’t want to pay anybody’s claims. If you find yourself in that situation, you need to contact a lawyer. An experienced Business Interruption lawyer can help you get the compensation you deserve and were promised under your policy.

Hire An Experienced Attorney

Attorney Alex Begum and the Begum Law Group Injury Lawyers have decades of experience dealing with the insurance industry at the highest levels. We know what it takes to secure what people deserve and how to identify tactics many insurers use to avoid paying what’s fair. With numerous offices across Texas we are ready to help you no matter where you are in Texas. If you are a Texas business owner with questions related to your COVID -19 business interruption claim or feel like your claim was unjustly denied, call The Begum Law Group Injury Lawyers today.

We never charge for a consultation. We do not require any deposit. We do not charge by the hour. All our cases are taken on a contingent basis. If we do not collect. We do not get paid. We cover all the expenses and invest all the time pursuing your case.

You may also reach us by phone at 866-964-1401 or contact us online to set up a 100% free consultation.


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