Secrets The Car Insurance Companies Don’t Want You To Know
Car insurance companies spend millions of dollars trying to convince the public they are nice, trustworthy, helpful companies, ready to help you at a moment’s notice. They spend millions on ads to convince people that their goal is to help you. However, the truth is their goal is to make money. It’s the simple truth. The less they pay you, the more money they make. Car insurance companies want to pay you as little as possible for your claim. They will delay your payment, underpay you, or reject your claim altogether. To ensure they make the most money off of their customers, car insurance companies employ several tactics designed to pay you as little as possible.
Your adjuster knows you want this claim to be over with as soon as possible. So, as soon as the claim process starts, an adjuster might try and convince you that an attorney isn’t needed. They’ll promise to settle your claim quickly. No need to get someone else involved, right? Wrong. The insurance companies know you’re not an expert, and will try and tell you that you don’t need to consult with one. That’s exactly what attorneys are. Experts who know exactly how much you should be getting for your claim. People who hire a lawyer get around 40% more for their claim than those who go through the process alone. Most personal injury attorneys work on a contingency. If they don’t win your case, they don’t get paid. You can only benefit from hiring an attorney for your case. That’s why the insurance companies will try and convince you to avoid getting a lawyer.
One of the biggest trade secrets in the car insurance industry is the recorded statement. After you file a claim, an adjuster will call you and ask for a recorded statement. It seems innocent enough. After all, they’re trying to get your side of what happened! Unfortunately, that is not what they’re doing. Adjusters are trained to ask you questions that will essentially trap you. For example, if you’re claiming an injury, you’ll get a call from an adjuster. Naturally, they’ll ask how you’re doing. It might seem like a simple pleasantry. Of course, you’ll respond by saying “good” or “I’m fine,” and that’s exactly what they’re hoping for. They will use something as simple as this to argue your injuries aren’t as bad as you claim.
Many adjusters will claim you are obligated to provide a recorded statement. This simply is not true. You are under no obligation to provide the insurer with a recorded statement, and you shouldn’t provide one. There is no possible benefit to you, should you do so. Instead, speak with a personal injury lawyer. They are hired to represent you. Your attorney can handle giving the insurance company all the information they need.
If you think you don’t need a lawyer, you might want to reconsider if your insurance company gives you a
“team” of adjusters. You might think the insurance company is taking your claim seriously and has an entire team dedicated to helping you get through the claim process. Unfortunately, this is not the case. This team works together to lowball you. That’s it. These teams typically have very little authority to pay you money. If you hear the word “team” being thrown around, be prepared for an insultingly low offer. But once you get a lawyer, suddenly you’ll have an adjuster working on your case. An adjuster who has much more authority to pay out your claim. Getting a lawyer shows that you mean business. You are not going to settle for less than you deserve. Your attorney can help guide you through the process, and fight on your behalf to get the best settlement possible.
In a Serious Car Crash? Contact The Law Giant for Help
Any car crash can leave you feeling overwhelmed and unsure of what to do next. After receiving medical attention, contact Begum Law Group Injury Lawyers right away. We can handle the legalities of your case while you focus on recovering. With our skilled legal representation by your side, you may be able to secure full and fair compensation for your damages. Contact us at (866) 523-4167 to schedule a free case evaluation at our Brownsville, McAllen, or San Antonio offices.