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Dealing with a Denied Policy Claim in 2021

No one wants to be involved in a car crash. However, they happen every day, to thousands of people. When you do get into a car crash and get injured, you depend on our insurance policy. Insurance policies are supposed to cover us when the worst happens. However, too many insurance companies try to get out of paying what they owe. Now, on top of dealing with the aftermath of your car crash, you have to deal with insurance adjusters who will look for any excuse to get out of paying you the money you deserve. While many insurance companies may promise to treat you fairly, it’s important to remember they are in the business of making money. If they can save money by denying your claim, they will. So what do you do when your claim is denied?

The Claims Process

Once you file your claim, the insurance company will assign an adjuster to you. During this stage, the adjuster will usually take statements from any witness, and the drivers involved. Additionally, they will review the police report of the crash and any medical bills. It’s important to have a lawyer handle all of this. Adjusters are not your friend in this situation. Their goal is to pay you as little as possible. They will attempt to twist anything you say to justify not paying out your claim, or could come back and say you are partially at fault for the crash. They know you’re tired of the lengthy process, and you’re more concerned with your health and recovery. The insurance company will take advantage of that to convince you that what they offer you is fair.

Getting a Bad Settlement or denied Claim

If the insurance company issues you a less than adequate settlement or denies your claim, don’t panic. It is important that you do not sign a release or cash a settlement check until you speak to an attorney. If you do, you might waive your right to take any legal action. An attorney can review the details of the accident and work with the insurance company to negotiate a better settlement. An experienced personal injury law firm will have the tools to do an accident reconstruction or get experts to prove the severity of the crash and its circumstances.

In a Serious Car Crash? Contact The Law Giant for Help

Any car crash can leave you feeling overwhelmed and unsure of what to do next. After receiving medical attention, contact The Law Giant, Personal Injury & Accident Lawyers right away. We can handle the legalities of your case while you focus on recovering. With our skilled legal representation by your side, you may be able to secure full and fair compensation for your damages. Contact us at (866) 523-4167 to schedule a free case evaluation at our Brownsville, McAllen, or San Antonio offices.

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