Do I Need an Uber Accident Lawyer?
If you were involved in a car accident with Lyft or Uber, we recommend hiring an experienced lawyer. The insurance claim process is more complicated than you’d expect.
Rideshare accident victims often deal with multiple insurers. There may be arguments over who was at fault, the extent of your injuries, and which insurance policy is primary or secondary. The best way to tackle these complications is to get help from an attorney, especially if you are recovering from injuries or under a doctor’s care.
How Begum Law Group Can Help
We Investigate the Crash
You need proof of liability or wrongdoing by the other party when you pursue compensation. Our legal team immediately gathers information, including:
- Police crash report
- Photo and video
- Eyewitness statements
- Any digital information from the involved vehicles
- Injury and medical records
We work with your medical provider to better understand how your injuries affect you today and in the future.
We Determine Fault and Liability
It is essential to determine if the at-fault driver was “on the app” as an Uber or Lyft rideshare provider. This helps us determine liability.
While the driver can be held accountable, the rideshare company may also be vicariously liable for his or her actions. Rideshare companies like Uber and Lyft don’t employ their drivers but consider them independent contractors. However, there are circumstances in which Uber or Lyft could cover your injuries and damages.
We Communicate with All Parties
One of the many benefits of hiring Begum Law Group Injury Lawyers is that a lawyer communicates with the insurers for you. We take care of all correspondence, communication, meetings, and deadlines.
After we identify the liable parties, collect evidence, and evaluate your damages, we send a detailed demand letter along with your insurance claim. We stay on top of this process because we know that insurance companies may try to delay payment.
We Negotiate Insurance Settlements
We carefully document all your injuries and assess their value. Our goal is to win you the maximum financial recovery possible. We may have to fight for that compensation from two or more insurance companies or file a lawsuit to recover money damages.
Our firm has recovered millions in damages for our clients through settlements and judgments. We cannot guarantee the outcome of future cases, but we invite you to look at our case results here.
We Work for You on a Contingency Fee Basis
When you choose Begum Law Group Injury Lawyers for your Uber or Lyft accident, you pay nothing upfront. We recover damages for you on a contingency basis only – no recovery, no fee.
Some of our recent results...
*The outcome of any individual case depends on factors unique to that case. Past case results listed on this website do not guarantee or predict a similar result in any similar or future case.
Let Us Figure Out Who Pays You
Car accidents involving rideshare vehicles like Uber or Lyft are more complicated than the average car accident claim. There are usually multiple insurance policies involved. That sounds great until you try to figure out which company will pay for your damages.
Instead of handling the claim process yourself, hire an experienced lawyer. Our team at Begum Law Group Injury Lawyers has represented Uber and Lyft accident victims for several years. We know how to handle primary and secondary insurance claims.
What You Could Be Paid
An Uber and Lyft accident attorney will seek maximum compensation for your damages, which might include:
- Lost pay for the time you missed at work
- Property damage
- Medical care and treatment
- Other accident-related expenses
- Pain and suffering
If you have extensive injuries, we will seek additional money damages for:
- Diminished quality of life
Uber’s Insurance Coverage
Uber’s $1 million insurance policy covers injuries in certain circumstances only. If you were in an Uber accident, talk to an Uber accident attorney as soon as possible. Don’t assume Uber is going to swoop in and pay your bills.
Uber’s accident policy depends on the driver’s circumstances. Uber’s policy only takes effect when the driver signs into the app to work. Just because a driver has an Uber sticker on their windshield does not mean Uber’s insurance will cover the accident and your injuries.
When an Uber driver is waiting for a ride request, they benefit from:
- Third-party liability coverage up to $50,000 per person and $100,000 per accident for bodily injuries; and
- $25,000 per accident for property damage.
When the Uber driver has accepted a ride request and has a passenger, they benefit from:
- Third-party liability coverage up to $1 million;
- Uninsured or underinsured motorist bodily injury coverage up to $1 million; and
- Contingent collision and comprehensive coverage.
If you drive for Uber, you must have collision or comprehensive coverage policies for Uber’s contingent collision and comprehensive coverage to kick in. The coverage limit is up to the actual cash value of your vehicle with a $1,000 deductible.
Lyft’s Insurance Coverage
Lyft’s insurance coverage follows the same guidelines as their competitor: everything depends on whether the driver was on the app (either picking up ride requests, waiting for ride requests, or completing the ride).
When a driver is waiting for a ride request, they benefit from:
- Contingent liability coverage up to $50,000 per person and $100,000 per accident for bodily injuries, and
- $25,000 per accident for property damage.
This coverage kicks in when a driver’s personal insurance does not cover the incident or after a driver’s auto insurance covers up to its policy limit.
Between when the driver accepts a ride request and when the ride ends, the driver and passengers benefit from:
- Primary liability insurance coverage up to $1 million per accident;
- Underinsured/uninsured motorist coverage; and
- Contingent collision and comprehensive coverage with a $2,500 deductible.
If the Lyft driver carries commercial insurance, then Lyft’s liability insurance kicks in after the driver’s insurance coverage.
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Common Causes of Accidents
Lyft and Uber drivers don’t have any special training. Texas law requires rideshare companies to have a permit, pay an annual fee to operate statewide, and perform annual criminal background checks on drivers (fingerprints are not required).
Common causes of auto accidents include:
- Distracted Driving
- Fatigued and Drowsy Driving
- Reckless Driving
- Aggressive Driving or Road Rage
- Driving Under the Influence of Alcohol (DUI)
- Drugged Driving
- Failing to Yield the Right of Way
- Running Stop Signs or Stop Lights
- Failing to Maintain the Vehicle
What if My Uber Driver Caused the Crash?
Uber or Lyft’s third-party liability policy would cover your injuries if the rideshare driver caused the accident. However, you probably have to file a claim against the driver’s personal auto insurance policy first. Uber might only cover compensation above and beyond the at-fault driver’s policy limit.
A lawyer can help you understand your legal rights and options.
What if a Lyft Vehicle Hit My Car?
The insurance claim process you face depends on whether you need to file a claim against the at-fault driver’s policy, Uber’s policy, or both. Whether the rideshare company’s insurance policy applies to you depends on if the driver was signed in at the time. If they were, the policy limit depends on whether the driver was completing a ride or waiting for a request.
Again, we recommend calling our office to learn more about potential compensation.
We Handle The Insurance Process
Insurance companies count on you to be flustered, upset, and anxious. They want to settle your claim for as little as possible. It may be tempting to accept whatever offer comes your way when you are distressed about your injuries and expenses.
That is when it may be time to call the Law Giant. We understand the negotiation process and may be able to recover greater compensation than you could on your own.
You don’t have to accept an initial settlement offer. In many cases, it’s better to make a counteroffer and negotiate for more. We can do that for you.