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A car accident can change your life. In addition to physical injuries, you may face rising medical bills, vehicle repairs, and stressful insurance negotiations. The Texas settlement process can be complicated, whether it’s a minor or a major auto collision.
At The Law Giant Personal Injury and Accident Lawyers, our Texas car accident lawyers have considerable experience securing fair and full car accident injury settlements. With our resources and insights, we can help if you or a loved one has been injured due to another driver’s negligence, and we will fight to get you maximum compensation. With over $750 million recovered for our clients, call (469) 936-7762 for a free evaluation with the Law Giant.
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Our personal injury lawyers handle a wide range of accidents and serious injuries across Texas.
In Texas, car accident settlements are designed to compensate you for the damages caused by someone else’s negligence. These damages typically include medical expenses, lost income, vehicle repair costs, and compensation for pain and suffering.
Every settlement is unique, as the amount you receive depends on the specifics of your case, such as the extent of your injuries and the clarity of liability.
After a Texas car accident, the settlement process begins by filing a claim with the at-fault driver’s insurance, outlining your injuries, financial losses, and emotional impact. You may also need to provide evidence of pain and suffering or reduced quality of life caused by the accident.
Insurance companies often try to minimize payouts, making it essential to have an experienced attorney negotiate on your behalf. If a fair settlement isn’t reached, your attorney can file a lawsuit to pursue full compensation for your economic and non-economic damages.
Several factors can play a role in determining the compensation you receive. Insurance adjusters carefully evaluate these factors, which can significantly affect your final compensation. Some of the most common factors include:
The severity of your injuries is one of the most important factors in determining your settlement amount. The more severe your injuries, the higher the medical costs and the greater the need for long-term care. As a result, the compensation for these injuries tends to be higher to cover current and future medical needs.
When the other driver’s fault is clear, it simplifies the settlement process and strengthens your case for receiving maximum compensation. Establishing liability typically involves gathering evidence to prove that the other party’s negligence caused the accident. The clearer the liability, the more leverage you have when negotiating with insurance companies, which often results in a higher settlement.
The at-fault driver’s insurance policy will have a maximum payout limit, which can directly affect your final settlement. In Texas, the minimum liability coverage required is $30,000 for bodily injury per person and $60,000 per accident, but many drivers carry policies with higher limits. Understanding policy limits is crucial in knowing what compensation is realistically available.
If your injuries prevent you from working, you are entitled to compensation for the wages you’ve lost during your recovery. In addition, if your injuries impact your ability to earn a living, you may also seek damages for future lost income.
AT THE LAW GIANT,
We Win Big!
With thousands of satisfied clients, our attorneys have what it takes.
Following a devastating 18-wheeler accident, our client sustained life-altering spinal injuries. By illustrating the full extent of the truck driver’s negligence and the impact on our client’s health and future, we secured essential financial relief.
Filing an insurance claim is the first step in recovering your losses, but insurance companies often aim to settle quickly for less than your claim is worth. Before accepting any offer, consult an attorney who can accurately evaluate the value of your case.
An experienced lawyer will guide you through the negotiation process and use their knowledge of Texas insurance laws to ensure your settlement reflects both current and future needs. Depending on factors like injury severity and liability, settlements can range from thousands to hundreds of thousands of dollars.
The timeframe for reaching a favorable car accident settlement in Texas will vary depending on the complexity of your case, the severity of your injuries, and how cooperative the insurance company is.
While some claims may be resolved in months, others, particularly those involving significant injuries or disputed liability, can take longer. Below are the general steps involved in the auto accident settlement process and estimated timelines:
After a car accident, seeking immediate medical attention is crucial, even if you don’t initially feel seriously injured. Depending on your injuries, treatment may last anywhere from a few weeks to over a year. Insurance companies typically wait until your injuries stabilize before negotiating a settlement, allowing for a clearer assessment of your long-term needs.
Once your injuries have been evaluated, your attorney will gather evidence to support your claim. This includes medical records, police reports, witness statements, accident scene photos, and other documentation. This process typically takes two to six months, depending on your case’s complexity and the evidence’s availability.
Once all the evidence is compiled and your damages are assessed, your attorney will submit a demand letter to the insurance company outlining the compensation you’re seeking. The insurance company will review the demand and may respond with a counteroffer. This negotiation process usually takes about four to six weeks but could take longer.
After a settlement agreement is reached, there is still a waiting period before you receive your payment. On average, you can expect to receive your settlement funds within three to six weeks after the agreement is finalized.
If negotiations with the insurance company break down and a fair settlement cannot be reached, your attorney may recommend filing a lawsuit. Once a lawsuit is filed, the case enters the discovery phase, where both sides exchange evidence and depose witnesses. This phase can last several months. If the case proceeds to trial, it could take six months to a year (or longer) before a resolution is reached.
Navigating the aftermath of a Texas auto accident can be daunting, but The Law Giant is here to help you secure the full and fair compensation you deserve by:
Securing a full and fair car accident settlement ensures you’re not left bearing the financial burden of an accident that wasn’t your fault. But your time to file a claim is limited, and you may only get one chance to recover everything you deserve. Get The Law Giant Personal Injury and Accident Lawyers to recover all the compensation you need to move forward.
We offer free consultations and work on a contingency basis, so you won’t pay unless we win your case. Contact The Law Giant at (469) 936-7762 or contact us online to schedule your free consultation and take the first step toward recovery