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Insurance Claims After a San Antonio Truck Accident

September 25, 2019
Truck accident

While all accidents can be nerve-wracking, truck crashes are particularly overwhelming due to the significant damages they often cause. If you are involved in a truck accident, there are certain things you should know about insurance claims and how they may affect your rights. Below, we’ll discuss insurance claims after a San Antonio truck accident.

If you sustain an injury in a San Antonio truck wreck, do not hesitate to contact a San Antonio truck accident lawyer at Begum Law Group. We can guide you through the process of filing a claim and educate you on your legal options. To schedule a free case consultation with The Law Giant, contact us today at (210) 921-2200.

How Truck Accident Insurance Works

Truck accident insurance is similar to coverage after a car accident crash. The trucking company pays its insurer a premium, and the premiums increase any time the trucking company is responsible for a crash. Since insurance claims that involve trucks almost always amount to large sums of money, truck insurance companies may try to convince you to accept a low-ball offer so that they can remain profitable.

A representative from the trucking company’s insurer may call you and ask you how you’re doing after the crash in the hopes that you say things like “fine” or “not too bad,” so they can justify paying you as little as possible. If this happens, it’s a good idea to politely deny the conversation and consult a truck accident lawyer.

What Do I Need in Order to File a Claim with a Trucking Company’s Insurer?

If you incurred injuries in a truck accident that was not your fault and wish to file a claim against the negligent party, it’s important to collect evidence. This might include photos of the accident, video footage, the police report, contact information of any witnesses who saw the crash happen, and medical bills that prove your injury. A truck accident lawyer can help you obtain some of this evidence and use it to your advantage.

Why It’s Important to Hire a Truck Accident Attorney

There are a number of reasons you may benefit from working with an experienced truck accident lawyer after a crash, including:

  • Multiple parties may be liable – A truck accident can get complicated very quickly, especially if multiple parties are responsible for it. Since the driver, the trucking company, contractor, or even government entity can all be at fault, it’s important to consult a lawyer to determine all of the liable parties.
  • Special trucking accident rules – The Federal Motor Carrier Safety Administration sets forth rules and regulations that trucking companies and drivers must follow. A lawyer can help you figure out whether any of them were broken and contributed to the crash.
  • Maximize compensation – It can be difficult to figure out what your truck accident case is worth if you don’t seek legal representation. A truck accident attorney can determine the fair and full value of your case, and fight for you to receive the maximum compensation you deserve.
  • Insurance company negotiations – With a truck accident lawyer by your side, you won’t have to speak to the insurance company to try to negotiate a fair outcome. They can do so on your behalf so you can focus on recovering.

Injured in a San Antonio Truck Accident? Contact The Law Giant

If you’ve been injured in a truck accident in San Antonio, reach out to Begum Law Group right away. We are well-versed in truck accident insurance claims and can make sure you are being treated fairly by the liable party’s insurer. To schedule a free, initial evaluation of your case, call (210) 921-2200 today, or reach out through the online form.

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