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You Have The Right To Challenge The Insurance Company If Your Claim Has Been Denied Frequently Asked QuestionsTHE LAW GIANT insurance claims lawyers:
We Fight for Your Rights
Our Texas insurance lawyers can help if you or a loved have been wrongly denied an insurance claim. Call The Law Giant, Personal Injury & Accident Lawyers and speak to The Law Giant at 956-982-1800 or contact us online. We offer free case consultations, so there is no risk in scheduling a time to talk and learning more about your legal options.
You Have The Right To Challenge The Insurance Company If Your Claim Has Been Denied
Insurance companies will come up with many reasons to deny your claims. It is how they stay in business. They may claim that you misrepresented information on your application. They may claim that you purposefully omitted information in a medical history, or they may even say that your loved one’s cause of death is not covered under their policy.
The wrongful denial lawyers of The Law Giant, will challenge the insurance companies’ decisions to get you the insurance settlement you have paid for.
We will work to prove that your insurance denial was unjustified, even if it was denied because of common reasons such as the insurer questioning the severity or nature of your disability.
COMMON INSURANCE CLAIM QUESTIONS
Texas Wrongful Denial of Insurance Claims FAQs
What is a wrongful denial of an insurance claim in Texas?
A wrongful denial occurs when an insurance company refuses to pay a valid claim without a legitimate reason. This could involve misinterpreting policy language, denying coverage for covered incidents, or unreasonably delaying payment. In Texas, insurers are required by law to handle claims fairly and in good faith.
What are common reasons for wrongful denial of insurance claims?
Insurance companies may wrongfully deny claims by arguing that the policy does not cover the incident, claiming the policyholder provided insufficient information, or asserting that the damages were exaggerated. In some cases, insurers may delay payment or deny claims based on misinterpretation of the policy terms.
What should I do if my insurance claim is wrongfully denied?
If your claim is wrongfully denied, you should carefully review the denial letter and your policy. Gather all relevant documentation, including communications with the insurance company, and consult with an attorney who specializes in insurance disputes. An experienced lawyer can help you challenge the denial and pursue legal action if necessary.
Can I sue my insurance company for wrongful denial of a claim in Texas?
Yes, you can file a lawsuit against your insurance company for wrongful denial if they refuse to honor a valid claim. Texas law allows policyholders to seek damages for breach of contract and bad faith practices. You may be entitled to recover the original claim amount, attorney fees, and additional damages if the insurer acted in bad faith.
How long do I have to challenge a wrongful denial of an insurance claim in Texas?
The statute of limitations for filing a lawsuit against an insurance company for wrongful denial in Texas is typically four years from the date of the denial.
What damages can I recover in a wrongful denial lawsuit?
In a wrongful denial lawsuit, you may be entitled to recover the amount of the original claim, any interest owed, attorney’s fees, and additional damages for emotional distress or financial hardship caused by the denial. In cases of bad faith, you may also be able to recover punitive damages designed to punish the insurer for their misconduct.
Giant Wins for All Injuries
Our personal injury lawyers handle a wide range of accidents and serious injuries across Texas.
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